Equity Check

  Listing agents, make sure you’re getting an accurate idea of how much your sellers owe on their mortgage when listing. The idea that the payoff amount could warrant attention has been mostly an afterthought the last few years in an environment of...

Land Locked Property

  Being able to legally access a property from the road, while often taken for granted, is of vital importance. For homes in subdivisions or lots touching a public road, it’s usually not an issue.  Sometimes, on property that hasn’t been sold in a...

Explaining HOI

  The price of everything has been on a steady uptick for years now.  Insurance premiums included.  Thankfully, many states govern when and by how much insurance providers may increase their charges.  Lenders require their collateral to be covered by homeowners...

HOA Late Charges & Lots of ‘EM

  As an attorney who interacts regularly with homeowners in some stage of default, I encounter HOA arrearages on a fairly regular basis. When the default is long standing, some of these balances grow to truly outrageous amounts. The HOA, or their management...

Capital Gains Exclusions

  Low inventory in the marketplace has been a leading topic of discussion in the market for years now.  A variety of factors working in conjunction with each other have created the environment we’ve been operating in. You hear certain points made...