The Importance of Beneficiary Designations

Beneficiary designated assets are financial accounts that automatically transfer to a specific person upon the account owner’s death, such as retirement accounts, life insurance policies, or bank accounts. It is important to make sure that the beneficiary designation...

HOA Late Charges & Lots of ‘EM

As an attorney who interacts regularly with homeowners in some stage of default, I encounter HOA arrearages on a fairly regular basis. When the default is long standing, some of these balances grow to truly outrageous amounts. The HOA, or their management company,...

The Inevitable Closing Attorney Intake Process

Closing on a home whether you’re the buyer or the seller, can seem like a daunting process. The amount of time and effort both sides put into it even before a contract is executed seems insurmountable. But for both parties, once the contract is executed and the time...

When Should I Send My Closing Proceeds Wire?

In the olden days of TRID, buyers would have their final cash to close numbers at least 3 days in advance of closing, leaving them plenty of time to coordinate moving their funds around and send a wire to us for their final cash to close. These days, we are lucky to...

Estate Tax Exemption Sunsetting in 2026

Many of our clients are concerned about avoiding estate taxes on their assets that they leave to beneficiaries at death. Fortunately, current regulations allow individuals to make testamentary devises to heirs up to a certain cumulative amount without paying taxes....

Capital Gains Exclusions

Low inventory in the marketplace has been a leading topic of discussion in the market for years now. A variety of factors working in conjunction with each other have created the environment we’ve been operating in. You hear certain points made regularly. Homeowners...