Explaining HOI

The price of everything has been on a steady uptick for years now.  Insurance premiums included.  Thankfully, many states govern when and by how much insurance providers may increase their charges.  Lenders require their collateral to be covered by homeowners...

My Seller Left the Country, Now What?

I’ve tried very hard to educate my staff that there are a lot of aspects of a real estate transaction that we cannot control, but communication is not one of them. Even if I’m telling you that there is nothing new to report, I’m at least telling you that. There is...

The Importance of Beneficiary Designations

Beneficiary designated assets are financial accounts that automatically transfer to a specific person upon the account owner’s death, such as retirement accounts, life insurance policies, or bank accounts. It is important to make sure that the beneficiary designation...

HOA Late Charges & Lots of ‘EM

As an attorney who interacts regularly with homeowners in some stage of default, I encounter HOA arrearages on a fairly regular basis. When the default is long standing, some of these balances grow to truly outrageous amounts. The HOA, or their management company,...

The Inevitable Closing Attorney Intake Process

Closing on a home whether you’re the buyer or the seller, can seem like a daunting process. The amount of time and effort both sides put into it even before a contract is executed seems insurmountable. But for both parties, once the contract is executed and the time...